Insure your Ferrari with the trusted specialists
CLASSIC AND MODERN FERRARI INSURANCE
We offer comprehensive and tailored cover for Ferraris from modern limited editions straight off the line, to the well-preserved classics of previous decades. We can even cover electrified classic Ferraris.
Our prestige car insurance aims to deliver what you need based on your car and lifestyle. With limited mileage discounts, optional extra cover such as motor legal and road rescue, and a panel of specialist insurers to suit, we’re confident we can provide great cover with excellent service.
If you belong to a car club you can get a 15% discount on your premium; just let us know when you ask for a quote.
BENEFITS OF INSURING WITH HERITAGE
With over 55 years’ experience insuring specialist vehicles, we understand how important it is to find the right cover for your classic or modern Ferrari. We offer a huge range of benefits with every Heritage policy, including free agreed value, cover for modifications and a free Skytag GPS tracker unit, available upon request.
Our salvage retention will mean you can keep the salvage of your car for repair or parts in the the event of a Category S or
N write-off. You’ll also be able to keep parts of your car (aside from the shell) if it is labelled Category B. Please note this
cover does not apply to Category A vehicles.
Multi car cover
Our flexible multi car cover allows you to put your classic and performance cars on one policy alongside your daily drives and any other vehicles you own. It simplifies your car insurance experience and offers savings of up to 25%, with no limit on the number of vehicles you can include.
European driving cover
European driving cover is included as standard in your policy, meaning you’ll be covered to drive your own car in the majority of European countries. Your policy will include up to 90 days of travel in Europe, across any number of trips. This can also be extended up to 180 days according to your needs.
COVER CAN ALSO INCLUDE:
- European breakdown cover and home start
- Glass cover
- Replacement locks cover
- Audio and sat nav equipment cover
- Free agreed value for classics
ADDITIONAL OPTIONS HERITAGE CAN PROVIDE
If you need breakdown cover, or want motor legal insurance in case of a claim, we offer a range of helpful options for you to add to your policy if you so wish. Ask about our prestige package which combines some of the most popular optional extras for a saving.
Heritage motor legal
Protect yourself against legal difficulties you might have due to an incident on the road. You’ll have cover of up to £100,000 for any legal costs involved in claiming against an uninsured driver, as well as injury compensation claims and recovering uninsured losses.
Our road rescue cover will rescue you and your vehicle if you breakdown or your vehicle can’t be driven. This policy provides UK roadside repair and national recovery, including alternative transport and overnight accommodation if needed. You also get key assist in the event of lost keys or lock failure.
Personal accident cover
Our personal accident cover provides cover for up to £50,000 for bodily injury or death for you and your spouse, common law or civil partner. The policy covers you whilst either of you are driving your insured vehicle, or whilst you are a passenger in another vehicle.
YOUR QUESTIONS ANSWERED
You can insure a car before you buy it, but you ideally should have at least committed in writing to make the purchase, or paid a deposit. You can set insurance to start from the date you collect or take delivery of the vehicle.
There are various mileage limit options available, up to 7,500 miles. If you set a lower limit and want to extend it mid-term, this can be arranged; just give us a call (before you reach your mileage limit as this may affect your policy).
Absolutely. For vehicles worth over £30,000 we will require photographs prior to agreeing the valuation; if you are able to provide these in advance of your policy start date then it is usually possible to have your value set at the outset of cover.
If you want to use your car as wedding transport for a friend and don’t intend to charge them, you would be covered and there is no extra charge on your insurance. ‘Hire and reward’ arrangements, such as wedding car hire, require a different kind of cover.